Business Insurance | Scott & Broad

Minimising Risk, Maximising Protection

Your partner in insurance negotiations

Scott & Broad provide tailored insurance solutions for large corporations and commercial businesses.

Whatever the size or industry, operating a business carries a significant element of risk.

We recognise every business is unique, even within their industry sector and it is vital that we approach each client with a thorough analysis process.

The Scott & Broad team has the experience, skills and relationships necessary to negotiate insurance coverage, helping you make informed insurance purchase decisions.

Motor Dealerships

Insurance for Motor Dealerships is specialised and is designed to address the unique risks, challenges and needs of the automotive industry.

Scott & Broad has both the expertise and insurer relationships to deliver the right protection. Our specialised insurance broking services are designed to provide comprehensive coverage and peace of mind, allowing you to focus on what you do best – selling vehicles.

Working with us:

Tailored Solutions – we offer customised insurance packages that cater specifically to the needs of motor dealerships, ensuring you have the right protection for your business

Expert Advice – our motor dealership team has in-depth knowledge of the motor dealership industry, providing you with expert guidance and support

Competitive Premiums – we leverage our strong relationships with leading insurers

Claims Assistance – in the event of a claim, our dedicated claims team will assist you to ensure a smooth and efficient process

Risk Management – we assist you in identifying and mitigating potential risks, protecting your dealership from unforeseen events and liabilities

When you partner with Scott & Broad, you will experience the difference of specialised insurance broking services designed for the automotive industry.

Property
Hail & Flood Cover
Public Liability
Business Interruption
Motor Fleet & Special Vehicles
CTP
Plate Glass
Theft & Burglary
Machinery Breakdown
Vehicles in Care, Custody & Repair
Management Liability
Cyber Insurance
Corporate Travel
Employment Practices & Liability
Workers Compensation Injury Management
Customer Personal Insurance

Hospitality

Giving your guests a unique experience whilst in your establishment is the focus of your business. Our focus is giving you confidence that your insurance risks have the right protection.

Scott & Broad understands the dynamic world of hospitality and strive to ensure the safety and security of your business is paramount.

If something does happen, our dedicated claims team will work through it with you.

Property
Public Liability
Business Interruption
Machinery Breakdown
Volunteers
Events
Motor Vehicles
Management Liability
Cyber Insurance
Corporate Travel
Employment Practices Liability
Employee Journey Cover
Workers Compensation Insurance
Workers Compensation Injury Management

Corporate

All corporations carry significant risks. Board members and senior management can be held personally accountable when issues arise.

Our experienced team has worked with large family organisations, companies going through IPOs and ASX-listed companies.

Property
Multiple Locations and Uses
Public Liability & Excess Liability
Business Interruption
Cyber Insurance
Management Liability
Machinery Breakdown
Marine Transit
Motor Fleet
General Property
Corporate Travel
Employment Practices Liability
Employee Journey Cover
Group Employee Benefits
Workers Compensation Insurance
Workers Compensation Injury Management
Contract Review for Insurance Implications

Mortgage Brokers

Mortgage Brokers provide advice and guidance to their clients, which poses a risk of litigation for financial loss.

Our Professional Risks team specialise in the Mortgage Broking industry.

Professional Indemnity
Public Liability
Cyber Insurance
General Property

Not for Profit

Not for profit organisations provide vital services to the community. Board members and senior managers can be held personally liable for their actions or failure to act in certain circumstances.

We understand that you are unique and faced with a range of different risks.

Association Liability
Public Liability
Property
Cyber Insurance
Management Liability
Motor Vehicles
Corporate Travel
Employment Practices Liability
Employee Journey Cover
Group Employee Benefits
Workers Compensation Insurance
Workers Compensation Injury Management

Business

Establishing and operating a business involves great personal commitment and considerable financial investment.

The last thing you want to worry about, is the unexpected. What would happen if a fire or court case ruined your business and you didn’t have adequate or appropriate insurance to cover the costs.

Buildings, Stock, Plant & Equipment
Burglary & Crime
Cyber Insurance
Public & Product Liability
Management Liability
Flood
Machinery Breakdown
Motor Vehicles
Corporate Travel
Employment Practices Liability
Employee Journey Cover
Group Employee Benefits
Workers Compensation Insurance
Workers Compensation Injury Management

Professional Services

In today’s litigious society, professionals who provide specialist advice or services face the real prospect of being sued by a disgruntled client, employee, or regulator. This can lead to considerable financial loss due to mistakes or oversights.

Professional Indemnity
Management Liability
Cyber Insurance
Corporate Travel
Employment Practices Liability
Employee Journey Cover
Group Employee Benefits
Workers Compensation Insurance
Workers Compensation Injury Management

IT Professionals

We understand that every technology business is unique and faced with a range of different risks such as the threat of cyber-attacks and client data breaches.

Technology Liability
Privacy and Network Security Liability
Infringement of Intellectual Property
Public and Product Liability
Care, Custody and Control
Technology Professional Liability
Media Liability
Cyber Liability
Business Interruption

Construction

The construction industry plays a crucial role in society. We understand that every construction site is unique and faced with a range of different risks.

Contract Works
Construction Plant & Equipment
Public Liability
Management Liability
Motor Vehicles
Corporate Travel
Employment Practices Liability
Employee Journey Cover
Group Employee Benefits
Workers Compensation Insurance
Workers Compensation Injury Management

Commercial Property Owners

When you invest in commercial property, it’s crucial to protect your assets comprehensively. Additionally, safeguarding your rental income and addressing potential liabilities are important factors to consider.

Property
Loss of Rents
Flood
Public Liability
Environmental Liability
Glass Breakage
Machinery Breakdown

Strata

We understand each strata building is unique and faced with different risks.

Building coverage
Common Contents coverage
Loss of Rent
Glass
Theft
Legal Liability
Officers Bearers Liability
Fidelity Guarantee
Voluntary Workers Personal Accident
Machinery Breakdown

Do you require a complimentary insurance audit?

Hear from our satisfied clients

Our experience with Scott & Broad has been exceptional over the 20+ years we have been with them. The entire team consistently deliver service that stands out, not only for their professionalism but also for their deep knowledge of the industry. What sets them apart is their ability to tailor advice to our specific needs.

Their industry expertise is second to none, allowing them to provide solutions that mitigate risks and keep us covered in ways that are most relevant to our operations.

The team’s responsiveness and support are outstanding. Whether it’s a quick enquiry or a more complex situation, they always respond promptly, and their guidance is clear and practical. After more than two decades with Scott & Broad, we have complete confidence in their ability to manage our insurance needs. Their detailed understanding of our industry and organisation ensures that we are always protected, allowing us to focus on running our operations without worry.

Joe RuzicskaGeneral Manager

I have been a client of Scott & Broad for over 30 years. Scott & Broad have always taken the time to really understand my business needs. Their approach was different to others, commencing with a Risk Audit, then to design and negotiate the appropriate insurance coverage to match our business profile. Claims are always an unwanted unexpected occurance, however Scott & Broad have worked very closely with out staff to ensure timely and effective claims processing and payment.
Scott & Broad provide me with the comfort and security that the right type and right level of insurance cover is always in place.

Mark FitzgeraldAMG Motor Group Pty Ltd | Owner / Director

Working with Brooke and the team at Scott & Broad has been an exceptional experience. What stands out the most is the considered insurance knowledge and the way everything is explained in clear, understandable terms, which provides us with great confidence. The tailored advice you offer is invaluable to our organisation, ensuring we are well-protected and prepared for any challenges.

The level of support, responsiveness and service is consistently outstanding making the insurance process seamless and stress-free.

Sarah Pennell

Since engaging Scott & Broad as our Insurance Broker 3 years ago, we have been extremely satisfied with the service we have received.

From the beginning, Mark Elphick and his team took the time to understand our business and insurance needs. They have provided tailored solutions, with appropriate insurance covers and negotiate for competitive premiums.

Scott & Broad’s commitment to customer service sets them apart. They are always available to answer any queries, provide expert advice and assist with claims. Their professionalism and attention to detail means our business is well protected.

I highly recommend Scott & Broad to anyone seeking a trusted and reliable Insurance Broker.

Craig SuttonManaging Director - Suttons Motors

I have worked with Anita Subotic from Scott & Broad for the last 2.5 years our general insurance portfolio, as well as workers compensation, and I cannot thank Anita and her team at Scott & Broad enough for the support and guidance we have received whenever we have needed it, whether it be for assistance in a claims process or annual reviews and renewals.

The team are friendly, supportive, extremely knowledgeable and we are grateful to trust our business in their very capable hands. We are always promptly responded to when we reach out, so that we don't ever feel like we have not been heard.

I would not hesitate to recommend Scott and Broad as Brokers to any business large or small, as they are professional and have a large breadth of knowledge across many industries.

Jodie WebberChief Financial Officer - AMH Auto Group

We would highly recommend Scott & Broad as a general insurance broker. Over the past two year’s our Account Manager, Anita Subotic and CEO Mark Elphick, have provided Artarmon Mazda with exceptional service and continually demonstrate a broad understanding of insurance for the Motor Dealership industry including our personal insurance requirements.

In addition to their professional expertise, Anita has proven to be reliable, trustworthy and efficient. Our previous brokers were very slow in their response times, Anita will respond extremely promptly by way of email or phone call.

The support, response and service we receive from Anita is exemplary. The advice we have received has enabled our business to implement initiatives to reduce claims and improve profitability.

We feel very confident having Scott & Broad as our insurance brokers and would have no hesitation in recommending them to any Motor Dealership business seeking an insurance broker.

Heather HillsFinancial Controller - Artarmon Mazda

Our family has been a customer of Scott and Broad for over 40 years. They have and continue to provide personalised and excellent service across all of our personal and business requirements. The team are friendly and responsive and nothing is too much to ask of them.

From my personal perspective and as someone who oversees both our family and multiple business interests, I can't tell you how reassuring and easy it is to have our insurance needs consolidated under one roof with Scott and Broad and their team.

Ben GrozierCEO