Before commencing any residential, commercial or civil building works, it is imperative to ensure you have a contract works insurance policy in place.


Who does Contract Works Insurance protect?


Contract Works Insurance policies are designed to protect:-


  • Builders,
  • Sub-contractors
  • Principals & Project Managers

For their contractual obligations to effect insurance coverage over a building project.


What does Contract Works Insurance provide coverage for?


The policy provides coverage for loss or damage to the physical works and/or legal liabilities arising out of injuries to third parties at the site during the construction period.  


Contract Works Insurance policies can be extended to include coverage for:


  • Existing buildings which do not form part of the contract works
  • Construction Plant and Equipment
  • Building Materials in transit and/or in storage
  • Public Liability – Personal Injury to Third Parties, Sub Contractors, etc

Contract Works Insurance is a compulsory / contractual requirement contained in most construction contracts.


Our experienced team of Insurance Brokers will work with you to provide a tailored insurance program to cover your risks.


We understand that every construction site is unique, faced with a range of different risks, some more important than others. 


The first step towards getting you the right protection is assessing your current insurance policies to determine the real value of your current premiums.


Once this is completed, we work with you on identifying your business or personal risks to make sure your insurance policy is tailored to suit your needs.