Not for profit and charitable associations provide vital services to the community.


Board members and senior managers can be held personally liable for their actions or failure to act in certain circumstances.


Association Liability Insurance provides protection for the organisation as well as its Directors and Officers from a range of exposures relating to employment practices, fraud, fines and/or penalties. It also extends to protect against errors or omissions in the provision of services / advice and training.


The Association Act of 2009 introduced increased penalties for Directors and Officers who breach their legal duties.

Who does Not for Profit – Association Liability Insurance protect?


The association and its directors, secretaries, officers, trustees, committee members, employees, volunteers and any individual acting for the association at the direction of a board or management committee of the Association. It is important to note however that cover will not apply in cases where illegal personal gain or advantage is acquired, or a criminal or fraudulent act is proven.


Who needs Not for Profit – Association Liability Insurance?


  • Industry Associations
  • Charities and other Benevolent Societies
  • Educational Institutions / Universities
  • Political Associations
  • Professional Associations
  • Licensed Clubs
  • Religious and Community Organisations
  • Sporting Associations
  • Trade Unions

Irrespective of the service or advice you provide we can help.

Our experienced team of Insurance Brokers will work with you to provide a tailored insurance program to cover your risks.


We understand that every Not for Profit Association is unique, faced with a range of different risks, some more important than others. 


The first step towards getting you the right protection is assessing your current insurance policies to determine the real value of your current premiums.


Once this is completed, we work with you on identifying your business or personal risks to make sure your insurance policy is tailored to suit your needs.